Compare the Best Local Rates

Best Lexington, KY CD Rates: 12-Month Term

If you’re not satisfied by the interest rates banks and credit unions are offering on 6-month CDs right now, lengthening the term a bit can help you get better offers. 12-month, or 1-year, certificates of deposit generally provide higher interest rates than shorter-term CDs. If you’re willing to keep your money on deposit for this long, a 12-month CD could be a great choice for you.

Today’s 1-Year CD Rates in Lexington, KY

To get a better idea of what currently available, here’s a look at the highest, lowest and average 12-month CD rates in Lexington right now:

Number of Accounts Available: 14
Highest Rate: 1.5% APY
Lowest Rate: 0.35% APY
Average Rate: 0.94% APY

Where the Highest 12-Month CD Rates are Located

The following are the local Lexington banks and credit unions that are currently offering the highest 12-month CD interest rates:

  • East Ky Employees Credit Union: 1.5%
  • Bank of Lexington, Inc.: 1.15%
  • Kue Credit Union: 1.15%
  • King Southern Bank: 1.1%
  • The Farmers Bank - Nicholasville KY: 1.1%

These rates are accurate as of 5/10/11 but are subject to change at any time. To view up-to-date CD rates across all terms, visit our Lexington CD Rates page.